6375 La Valle Plateada

Rancho Santa Fe, San Diego, CA · View on Zillow

6375 La Valle Plateada

$3.9M somewhere else buys…

3 bedrooms · 4 baths · 2,882 sqft · 94,525 sqft lot

Built 1980 · 3 Attached Garage spaces · Pool · $1345/sqft (city median $715)

Rare opportunity in the heart of the Rancho Santa Fe Covenant! Situated on a beautiful and usable 2.17-acre lot, this 2,882 SF residence offers 3 en-suite bedrooms, an office, 3.5 baths, and a 3-car garage. Built in 1980, the home presents an incredible opportunity to renovate and create your own custom ranch-style retreat.

What this place offers

  • Private pool
  • Cooling: Central Air
  • 3 Attached Garage spaces
  • Garage
  • Top school rating 10/10 nearby
  • HOA $6,030 annually

The numbers

$45K/yr

Property tax (actual rate)

$14K/yr

Insurance (quoted)

$3,875,000

Down payment20% · $775,000
%
Mortgage (principal + interest)$19,391
Property tax$3,778
Home insurance$1,163
HOA / maintenance$503
All-in monthly$24,834/mo

You'd need about $1,064,327/yr in household income (28% rule) plus $775,000 in cash.

Would rent for ~$7,925/mo · 2.5% gross yield

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