16610 Los Morros

Rancho Santa Fe, San Diego, CA · 8 days on market · View on Zillow

16610 Los Morros

$5M somewhere else buys…

5 bedrooms · 6 baths · 4,221 sqft · 101,930 sqft lot

Built 1965 · 2 Garage spaces · Pool · $1183/sqft (city median $715)

Located on the highly desirable West Side of the Covenant, this beautifully remodeled single-story Rancho Santa Fe estate is set high behind a private gate on 2.34 acres, capturing sweeping ocean and canyon views, coastal breezes, and exceptional privacy.

What this place offers

  • Private pool
  • Heating: Fireplace, Forced Air Unit, Zoned Areas
  • Cooling: Central Forced Air, Wall/Window, Zoned Area(s)
  • 2 Garage spaces
  • Garage
  • Top school rating 10/10 nearby

The numbers

$58K/yr

Property tax (actual rate)

$18K/yr

Insurance (quoted)

Price history

2023$16,000
2025$4,500,000
2026 (asking)$4,995,000

Up 31119% since 2023

$4,995,000

Down payment20% · $999,000
%
Mortgage (principal + interest)$24,995
Property tax$4,870
Home insurance$1,499
All-in monthly$31,364/mo

You'd need about $1,344,165/yr in household income (28% rule) plus $999,000 in cash.

Would rent for ~$8,817/mo · 2.1% gross yield

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